Protect Your Family's Home with Mortgage Protection Insurance.
Secure Your Family's Home Future with Tailored Mortgage Protection. Discover Peace of Mind with Our Comprehensive Insurance Solutions. Act Now and Stay Covered!
Explore Our Tailored Mortgage Protection Solutions
Explore our tailored insurance solutions designed to safeguard your mortgage and provide financial stability for your family, no matter what life throws your way.
Comprehensive Coverage for Your Mortgage Needs
Comprehensive protection plans tailored to safeguard your mortgage and family.
Mortgage Life Insurance Coverage
Mortgage Life Insurance covers your mortgage payments fully if you pass away, ensuring your family stays in their home without financial burden.
Disability Mortgage Coverage
Covers mortgage payments during disability, ensuring financial stability by alleviating the burden of mortgage commitments during difficult health-related periods of non-work.
Critical Illness Lump Sum
Receive a lump sum payout if diagnosed with a critical illness, helping you manage your mortgage and recovery expenses without financial stress.
Job Loss Mortgage Coverage
Job Loss Protection: Covers mortgage payments during periods of involuntary unemployment, ensuring financial stability while you focus on securing new employment.
Testimonials
Jasmine Richards
Really pleased with the mortgage life insurance—gives me peace of mind. And the critical illness payout was a lifesaver when I needed it most. Highly recommend!
Monica Chandler
After trying several options, their Critical Illness and Disability Coverage really stand out. Ease of claiming and reliable support made a tough time manageable.
Thomas Krazinski
The unemployment protection feature was a real safety net when I needed it most. Effortless claims process, truly valuable during uncertain times.
FAQs
Answers to Your Key Mortgage Protection Queries
What is mortgage protection insurance?
Mortgage protection insurance covers your mortgage payments in case of death, disability, or certain other events.
Is mortgage protection insurance required by law
No, mortgage protection insurance is not legally required. However, many homeowners choose to purchase it for peace of mind and financial security, ensuring their familys home is protected.
How does this differ from private mortgage insurance (PMI)?
PMI protects the lender against loan default, while mortgage protection insurance benefits the borrower's family by covering mortgage payments in case of the borrower's death or incapacity.
How much does mortgage protection insurance cost?
The cost varies based on mortgage amount, borrower's age, health, and mortgage term length.
Can I buy mortgage protection insurance if I already have life insurance?
Yes, you can. While traditional life insurance can be used for any purpose by beneficiaries, mortgage protection insurance specifically covers your mortgage, ensuring that your other life insurance policies can assist with other family needs or future planning.
What happens if I pay off my mortgage early or sell my house
If you pay off your mortgage early or sell your house, you can cancel your mortgage protection insurance policy. Depending on the terms of your policy, you may be eligible for a partial refund of the premiums paid.
